Terms and Conditions
Clear rules for using this website.
These terms explain the conditions for browsing and using Saldo Positivo services and resources.
1. Purpose
These terms regulate access to and use of the Saldo Positivo website, its content, services and downloadable resources.
2. Terms of use
By using this website, you agree to use it responsibly and not to carry out actions that could damage the site, its users or its services.
3. Intellectual property
All content, materials, texts, resources and designs belong to Saldo Positivo or are used with permission. They are for personal use only unless expressly stated otherwise.
4. Liability
The information on this website is educational and supportive. It does not replace professional financial, legal or psychological advice when such advice is required.
5. External links
This website may include links to external platforms. Saldo Positivo is not responsible for the content or policies of third-party websites.
6. Data protection
Personal data is processed according to the Privacy Policy available on this website.
7. Changes
These terms may be updated when necessary. The latest version will always be available on this page.